Terms of Service

Welcome to Rupenzo. By using our website, app, or AI Sound Box, you agree to these Terms of Service.

1. Use of Our Services

You may use Rupenzo only if you are:

• 18 years or older
• Legally capable of entering agreements
• Providing accurate information

Misuse, fraud, or unauthorized access may lead to suspension.

2. Credit & EMI Services

• Credit limits are assigned based on internal rules
• Daily EMI amounts must be paid on time
• Late payments may affect future limit increases
• Rupenzo may revise limits or eligibility at any time

We partner with banks/NBFCs for credit issuance.

3. AI Sound Box

• The device provides payment alerts and AI responses
• Accuracy depends on connectivity and external systems
• Some features may change or improve over time

You agree not to misuse or tamper with the device.

4. Investments

• Digital gold/silver is stored with licensed partners
• Value may fluctuate
• Withdrawals/redeems follow partner policies
• Rupenzo is not responsible for market loss

5. User Responsibilities

You agree to:

• Provide accurate information
• Keep your login secure
• Use Rupenzo for lawful purposes
• Not reverse-engineer or disrupt our systems

6. Limitation of Liability

Rupenzo is not liable for:

• Loss from delayed or failed payments
• Market value fluctuations
• Third-party service outages
• Incorrect data provided by the user

7. Termination

We may suspend or terminate your account for:

• Fraud
• Misuse
• Violating terms
• Non-payment

8. Governing Law

These terms follow the laws of India.